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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
PSHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(f)(a). FEP Medicare Prescription Drug Plan
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-PSHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 8(a)
Section 9
Section 10
Index
Summary of Benefits – Standard Option
Summary of Benefits – Basic Option
2026 Rate Information
2026 Rate Information
 
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PSHB Standard and Basic Options

 
 

 

2026 Blue Cross and Blue Shield Service Benefit Plan - Standard and Basic Option
Section 2. Changes for 2026
Page 17

 

  • Your cost share for outpatient drugs, medical devices, and durable medical equipment billed for by a Preferred facility is now 35% of the Plan allowance. (See page 84.)
     
  • Your cost-share for outpatient hospital emergency room services and supplies, including professional provider services, diagnostic studies, radiology services, laboratory tests, and pathology services, when billed by the hospital is now a $425 per day per facility copayment. (See page 93.)
     
  • There is no longer a reduced Tier 1 (generic drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary when purchased from a Preferred retail pharmacy. (See page 105.)
     
  • For members enrolled in our regular pharmacy drug program, your responsibility for a Tier 2 (preferred brand-name drug) is now 35% of the Plan allowance up to a maximum of $150 for purchases up to a 30-day supply and $450 for purchases 31-90 days. (See page 105.)
     
  • There is no longer a reduced Tier 2 (preferred brand name drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary when purchased from a Preferred retail pharmacy. (See page 105.)
     
  • There is no longer a separate Mail Order Prescription Drug Program Tier 1 (generic drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B primary.
     
  • There is no longer a separate Mail Order Prescription Drug Program Tier 2 (preferred brand-name drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B primary.
     
  • There is no longer a separate Mail Order Prescription Drug Program Tier 3 (non-preferred brand-name drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B primary.
     
  • There is no longer a reduced retail Tier 3 (non-preferred brand name drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary when purchased from a Preferred retail pharmacy. (See page 105).
     
  • For members enrolled in our regular pharmacy drug program, your responsibility for a Tier 4 (preferred specialty drug) obtained from a Preferred retail pharmacy is now 35% of the Plan allowance for a purchase of up to a 30-day supply up to a maximum of $400. (See page 105.)
     
  • There is no longer a reduced Tier 4 (preferred specialty drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary. (See page 105.)
     
  • Under the Specialty Drug Pharmacy Program, your responsibility for a Tier 4 (preferred specialty drug) obtained from the Specialty Drug Pharmacy Program is now 35% of the Plan allowance for a purchase of up to 30-day supply (up to a maximum of $400) and 31 to 90-day supply (up to a maximum of $1,200). (See page 108.)
     
  • There is no longer a reduced Tier 4 (preferred specialty drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary when obtained through the Specialty Drug Pharmacy Program. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary. (See page 108.)
     
  • For members enrolled in our regular pharmacy drug program, your responsibility for a Tier 5 (non-preferred specialty drug) obtained at a Preferred Retail Pharmacy is now 35% of the Plan allowance (up to a maximum of $500) limited to one purchase of up to a 30-day supply. (See page 105.)
     
  • There is no longer a reduced Tier 5 (non-preferred specialty drug) benefit for members enrolled in our regular pharmacy drug program who have Medicare Part B as primary when obtained at a Preferred retail pharmacy. You will pay the same cost-share as those who are enrolled in our regular prescription drug program that do not have Medicare Part B primary. (See page 105.)
     
  • For members enrolled in our regular pharmacy drug program, your responsibility for a Tier 5 (non-preferred specialty drug) obtained through the Specialty Drug Pharmacy Program is now 35% of the Plan allowance for a 30-day supply (up to a maximum of $500) and a 31 to 90-day supply (up to a maximum of $1,500) when purchased through the Specialty Drug Pharmacy Program. (See page 108.)
 

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